Summers_rj Posted December 29, 2007 Report Share Posted December 29, 2007 Just want to verify as I have read several different things....1. Do I go the the CRA with discrepencies first and then after investigated start DVing the CA?? or2. Do I do both at the same time? According to the flow chart, I do the processes at the same time, but shouldn't we wait to see what comes off in the first round before contacting the CA??Thanks!! Link to comment Share on other sites More sharing options...
Summers_rj Posted December 29, 2007 Author Report Share Posted December 29, 2007 also, I am going to split up my discrepencies to the CRA. Now, when I write my 2 or 3 letters, do I send them out one at a time and wait for the results or do I send out 2-3 letters all at once.I really appreciate all of the help. This site is a "life-saver". Link to comment Share on other sites More sharing options...
gypsie Posted December 29, 2007 Report Share Posted December 29, 2007 Just want to verify as I have read several different things....1. Do I go the the CRA with discrepencies first and then after investigated start DVing the CA?? or2. Do I do both at the same time? According to the flow chart, I do the processes at the same time, but shouldn't we wait to see what comes off in the first round before contacting the CA??Thanks!!Use this thread to start: http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=276514Dispute first with the CRAs, to see what comes off and what is verified, then repeat the process following the flowchart- so disputing with the CRAs while DVing the CAs at the same time- the point of this is to make the CA "screw up"- they should reply to the CRA as "disputed" once you have DV'd, however- most do not and reply back to the CRA as "verified"- that's a violation. Read thru that thread several times until you can practically recite it.When I began doing credit repair- I kept that thread, the FDCPA link, the sue your creditors link, and the flowchart minimized at all times so that I could refer back to them- until it finally all "clicked" Link to comment Share on other sites More sharing options...
gypsie Posted December 29, 2007 Report Share Posted December 29, 2007 also, I am going to split up my discrepencies to the CRA. Now, when I write my 2 or 3 letters, do I send them out one at a time and wait for the results or do I send out 2-3 letters all at once.I really appreciate all of the help. This site is a "life-saver".It's easier to send one letter with a CLEAR listing of 3-5 TLs that you dispute and why, then wait Link to comment Share on other sites More sharing options...
Summers_rj Posted December 29, 2007 Author Report Share Posted December 29, 2007 Can I take care of disputing TL and names that aren't mine, phone numbers, etc all at one time? Or try to split these up? Link to comment Share on other sites More sharing options...
gypsie Posted December 30, 2007 Report Share Posted December 30, 2007 Can I take care of disputing TL and names that aren't mine, phone numbers, etc all at one time? Or try to split these up?You can dispute all that at once Link to comment Share on other sites More sharing options...
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