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:)I have been working on the credit repair process for me and my husband for about 6 months now. So far, we've had numerous deletions to include a invalid tax lean, old collections that had been paid, etc. Due to our scores we had been paying high interest rates on our vehicles. I have a 03 Pontiac Sunfire that I've been paying 470 a month for 4 years with one to go through cap one with a 14% interest rate. I'm going to start doubling up on payments and just finish out the loan. Hubby had a 2006 Ford F150 which is was upside down in and had a 14% interest rate also. Payments were 780. He totaled it about a month ago in Oklahoma during the ice storms. Insurance paid all but 5000 and he had Gap insurance that paid off the rest of it. He is now driving a 2008 Mustang GT with a interest rate of 6% and payments of 470.

This site has helped up so much. We have recieved credit cards but pay them off every month.

We still have a few baddies on our reports which I'm still working on. Crap One is the main culprit. They are tough.

Keep up the good work,

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