scooby21 Posted January 1, 2008 Report Share Posted January 1, 2008 Just pulled husband's CR. There is a recent collection for $71 from Bank of Amer. He had a credit card and checking account with them a while back-defaulted on credit card and we paid that in Aug. I called cc company and they said they showed 0 balance. Rep stated it might be from bank and to call there Wed. We never received anything in mail. What should we do? Link to comment Share on other sites More sharing options...
myscoresawful Posted January 1, 2008 Report Share Posted January 1, 2008 Just pulled husband's CR. There is a recent collection for $71 from Bank of Amer. He had a credit card and checking account with them a while back-defaulted on credit card and we paid that in Aug. I called cc company and they said they showed 0 balance. Rep stated it might be from bank and to call there Wed. We never received anything in mail. What should we do?Don't you just hate holidays?! *smile* Having to wait until Wednesday! But yeah, that's what I would do, call BoA on Wednesday. Find out what it is for and if they still own it and work from there. If they tell you it is for something that you (or your DH) isn't aware of, ask them to send you copies of any documents because you feel there might be a mix up or something. If it is yours and an oversight from the past, talk to them about a pfd. If the person you speak to says they can't do it, ask them where to send correspondance to and then send a GW letter.Is the collection being reported by BoA or a collection agency? Link to comment Share on other sites More sharing options...
scooby21 Posted January 1, 2008 Author Report Share Posted January 1, 2008 Being reported by Bank of America Link to comment Share on other sites More sharing options...
myscoresawful Posted January 1, 2008 Report Share Posted January 1, 2008 Hopefully you will be able to get it removed. I've always had better luck working with the OC than with a CA.... Link to comment Share on other sites More sharing options...
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