shootingfor700 Posted January 1, 2008 Report Share Posted January 1, 2008 First off...thank you to all of you for all of your help in the past 2 years. I have been patiently working on my credit repair "project" and I have been able to raise my fico's by an average of 134 points. THANK YOU!!! Okay, now on to my question. I have been disputing things on my report for about a year. My last dispute with Transunion dropped a collections but when I disputed my late payments on my student loans the new report that they sent back shows "X"s in the months that I was supposedly late. From looking at their key an "X" means unknown. My question is : Is an unknown as bad as a late payment? My husband and I plan on building a new home in about May and I need to know if I should work on this or if an "X" is alright to have on our reports. If it is not okay, what route do I take to have it corrected? Link to comment Share on other sites More sharing options...
willingtocope Posted January 1, 2008 Report Share Posted January 1, 2008 My guess would be that "X" means that the creditor didn't report for that month. It should be a non-issue. Leave it alone. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted January 1, 2008 Report Share Posted January 1, 2008 agreed. Link to comment Share on other sites More sharing options...
shootingfor700 Posted January 1, 2008 Author Report Share Posted January 1, 2008 Well then that is what I will do. Thank you and Happy New Year! Link to comment Share on other sites More sharing options...
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