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Credit Freeze vs. Fraud Alert on your file?


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Mostly an inconvenience. They are easy enough to remove, and I'd recommend that you do remove FAs, unless they hold some tactical advantage--say if you're fighting some INQs.


A freeze will vary widely from one state to the next. It's a much better level of protection, though anything from foolproof. The CRAs employ some very creative fools.

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