nolove4collections Posted January 2, 2008 Report Share Posted January 2, 2008 I have a problem with ACCB collections. I disputed this account on my experian report in October 2006 and they verified. So i sent ACCB a letter asking them for an investigation regarding this account I told them in the letter this account is not mine and i told them since they verified this account in October 2006 i was curious to see what records they provided experian i also enclosed a copy of the collecton account that was on my experian credit report. I sent this letter certified mail they recevied it on Dec 6. I still havent heard from ACCB collections they havent even send me a notice saying my dispute is frivolous. They have 5 days left i dont think there going to respond but by law they have to according to FCRA 623(a)(8). My question is should i get a nice paper trail for a law suit or send my information to experian. Link to comment Share on other sites More sharing options...
Robert Nashville/Savannah Posted January 2, 2008 Report Share Posted January 2, 2008 I believe the process for doing what (I think) you are trying to do is pretty well established in the sticky posts so I would simply follow the process.If the account really isn't your account (meaning you are just saying it isn't your account and you are a victim of identy theft) then filing the appropriate reports should get the item removed from your credit history. Link to comment Share on other sites More sharing options...
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