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does offer to pay validate the debt


bdaniel
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Does offering to pay any part of a debt validate it? Or can you still do Debt Validation? I offered $500 to Enhanced Recovery on a $2000 debt in a letter after I got their letter and then they called me last week. They called me again today and the lady pissed me off when I told her that I sent a letter in response to their letter and she said that she is giving me the opportunity to take care of this debt voluntarily. I told her that I do not discuss anything with CA over the phone and they will receive my letter that I sent soon (w/ green card).

but now that I'm pissed I want to DV (it is valid, I know it) just because they pissed me off.

also, this is an old checking account that I screwed up, how do SOL apply to those? I opened the acct in Texas but it went bad in Colorado.

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You know it is valid so why seek validation?? You didnt mention if this is on your credit reports? You live in a different state now so I would not worry until they send you a court papers from a small claims court in the state you now reside!! So no more responding to them until it is a court summons which is unlikely!!!!!!!!!

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You're in Texas. You have the RIGHT to validate anytime. You already sent the DV letter - keep it at that. Are you still in Texas?

Sure, you know the debt is valid...TO THE OC. Not to the CA. Is the CA licensed in Texas? Do they have a bond placed as they should?

With all due respect to the poster above me...I disagree with his conclusions. Simply doing nothing and "not worrying until they send you court papers" is not a prudent way to go, IMHO. Besides, they won't sue you in small claims. They'll sue you in your County or District court.

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