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Wife filing BK alone (NY)


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Wife took out a sizeable loan, in her own name, for her neice as they were starting foreclosure on neices home. SURPRISE she didn't pay, and wife has nothing in writing showing it was for them. Wife is on permanent SSD and only receives a small amount per month from SS. Can she in NY file BK either 7 or 13 without me or my income coming into the picture? We do own our home together, with more than 20k equity.

Thank you for your responses.

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