kdbph Posted January 3, 2008 Report Share Posted January 3, 2008 Greetings,I had a corporate account with Amex in 2002, I left that co, and the final expense report got screwed up. The account went to coll, but the co paid it for less than full amount in settlement after it went to coll. Long story short, it went on my reports. After many letters and disputing with Amex, I finally got them to send me a letter on oct 31 of 2007 stating that they would be deleting all information relating to this account!! Sounds great, but wait!! On 12/10 noticed it was still on all reports. Contacted the Cred Bureau Dept, sent them the originall letter they sent to me as proof, and asked that they carryout their promise to delete. Called today, and guess what, they said "SORRY WE CAN NOT DELETE, IT WOULD BE ILLEGAL TO DO SO, YOU ARE BLANK OUT OF LUCK!!. But wait, how can they do this. I have the letter in hand that they sent!! They are refusing to comply with what they said they would do!! What next, Complain to Dept of Texas Bureau of Financial Institutions???? HELP!! KElly Link to comment Share on other sites More sharing options...
razr Posted January 3, 2008 Report Share Posted January 3, 2008 There is no law that says they have to report anything. Complain to the BBB and your AG and their AG if in a different state.-r Link to comment Share on other sites More sharing options...
JMVandals Posted January 3, 2008 Report Share Posted January 3, 2008 dispute with the cra's stating the reason is "creditor agreed to delete" and sent a copy of the letter to them toothat has worked for some people Link to comment Share on other sites More sharing options...
Recommended Posts