rac Posted January 3, 2008 Report Share Posted January 3, 2008 I have an OC account listed with Nextcard/Mastertrust that is past SOL. I disputed with CRA's and it came back updated 8-3-07. Updated saying included in bankruptcy which I never have filed BK. I disputed again and asked for an investigation with OC. CMRR came back signed and dated. OC never responded to investigation. CRA updated again on 10-5-07 removing BK but also added new info saying recent payment $100 which is not true and account balances have not changed since that was added. Sent ITS to OC for failure to respond to investigation request, still no response. My question is this: Is the oC tryhing to reage the account with the addition of the recent payment listing? Link to comment Share on other sites More sharing options...
razr Posted January 4, 2008 Report Share Posted January 4, 2008 The info should not change the DOFD (Date of First Delinquency). When calcualting how long something should be on your report, you start with the DOFD. The DOFD should never change on a tradeline.-r Link to comment Share on other sites More sharing options...
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