makia1212 Posted January 3, 2008 Report Share Posted January 3, 2008 Removed Link to comment Share on other sites More sharing options...
montanatim Posted January 3, 2008 Report Share Posted January 3, 2008 Is it the OC suing you?Was the debt accrued before you married? For $xxx + interest, what's the total? If I had it to offer, I'd offer 1/2. Explaining what you did here (makes you almost judgment proof for some time to come.) Go to a bit more if pushed beyond belief. At that point say that is all there is. Hope and pray. If it were me I'd do it in writing. Even if you reach a settlement show up in court to make sure they don't pull a fast one. If you don't reach settlement make sure you don't miss the deadline for filing your answer. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted January 4, 2008 Report Share Posted January 4, 2008 The last thing you should be doing is buy a house. For this amount, and in your condition, I'd pay the damn thing off. Link to comment Share on other sites More sharing options...
makia1212 Posted January 4, 2008 Author Report Share Posted January 4, 2008 Removed Link to comment Share on other sites More sharing options...
Rick9972 Posted January 4, 2008 Report Share Posted January 4, 2008 I read a case file that had a copy of Cap One's settlement chart. For debts between 1k - 2k the most they would do was 50 percent per that chart. Link to comment Share on other sites More sharing options...
makia1212 Posted January 4, 2008 Author Report Share Posted January 4, 2008 Removed Link to comment Share on other sites More sharing options...
pulpfiction Posted January 4, 2008 Report Share Posted January 4, 2008 I read a case file that had a copy of Cap One's settlement chart. For debts between 1k - 2k the most they would do was 50 percent per that chart.Any idea what their percentage is for a debt that's at around $800? I may settle with them in the near future. Link to comment Share on other sites More sharing options...
Rick9972 Posted January 5, 2008 Report Share Posted January 5, 2008 Tried to find that chart and post it here but have not ran across it again. I will keep looking though.I think less than 1000 was @ 60 percent. I remembered the 1000-2000 because I just settled DW's and was curious if I got took to the cleaners or not. They actually went 52 percent on hers and it was for 1047.00. So I guess I came off as good as I could expect. Link to comment Share on other sites More sharing options...
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