vette00057 Posted January 5, 2008 Report Share Posted January 5, 2008 Is there any law, including case law, that states that I have to respond to a CA's letter within a certain amount of time. I always see ppl say 30 days but is this just a "rule of thumb"? Also, does the 30 days start from the porstmarked date on the letter or the date you recieved the letter?Thanks!Nevermind.... I answered my own question... reread sec 809 of FDCPA, and in case anyone is wondering its from the time you recieved the letter. Link to comment Share on other sites More sharing options...
parsoc Posted January 5, 2008 Report Share Posted January 5, 2008 Is there any law, including case law, that states that I have to respond to a CA's letter within a certain amount of time. I always see ppl say 30 days but is this just a "rule of thumb"? Also, does the 30 days start from the porstmarked date on the letter or the date you recieved the letter?Thanks!May I add a question? to save someone else time in an answer! I'm new to these forums and get a little confused with all the different answers and suggestions: I know after a lawsuit is filed is too late for a DV but is the 30 day limit a "drop dead" situation? No chance after that time?I think I understand generally what the DV is for but if I KNOW that the original debt is mine (e.g, $2000 to BofA) but I haven't had the money to pay it then how do I approach this DV? I'm not REFUSING to pay it (Yet) just don't know my options yet. (Sorry if this is too basic or elementary, I'm still finding my way around.) Link to comment Share on other sites More sharing options...
andbowd Posted January 10, 2008 Report Share Posted January 10, 2008 Thanks for info same thing happens to me also. AB Link to comment Share on other sites More sharing options...
jetscarbie Posted January 10, 2008 Report Share Posted January 10, 2008 Thanks for info same thing happens to me also. AB:confused: Link to comment Share on other sites More sharing options...
lovebug5 Posted January 10, 2008 Report Share Posted January 10, 2008 May I add a question? to save someone else time in an answer! I'm new to these forums and get a little confused with all the different answers and suggestions: I know after a lawsuit is filed is too late for a DV but is the 30 day limit a "drop dead" situation? No chance after that time?I think I understand generally what the DV is for but if I KNOW that the original debt is mine (e.g, $2000 to BofA) but I haven't had the money to pay it then how do I approach this DV? I'm not REFUSING to pay it (Yet) just don't know my options yet. (Sorry if this is too basic or elementary, I'm still finding my way around.)If you're fully aware of the fact that the debt is yours and you legitimately owe it, some people would tell you that the PFD route is the way for you to go... Link to comment Share on other sites More sharing options...
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