divinemadness Posted January 6, 2008 Report Share Posted January 6, 2008 So i was already 4 months into credit repair when i found this forum. i wish i had found it sooner. i wouldnt have paid all the chargeoffs totaling over 2 grand.anyway my mistake was that i disputed everything online and got the first deletes from the creditors that way. i just kept doin that when i could, i never DV'ed.should i DV now???? ive sent goodwill letters to the CEO's that did not helpive sent not mine letters to the Cr's that didnt help either.should i still DV???? EQ is 100% perfect. EX i have baddies on and TU baddies.theres 4 accounts on ex and tu that i didnt pay and went to chargeoff. and about 6 paid chargeoffs. i had agreements with the companies to delete the paid chargeoffs if i paid- i paid they never did - what can i do with that?? any suggestions? i read through the stickys again and noticed there are quite a few discrepencies between reports, dates, account numbers, balances, ect.. what should i do? Link to comment Share on other sites More sharing options...
kevin3344 Posted January 6, 2008 Report Share Posted January 6, 2008 Remember DV is for CAs, the OC can report as long as they are showing 'closed/transferred $0 balance'. Have you been building new "good" credit? Remember, that takes time. However, as long as you are paying everything on time, every time, you should do well over time. had agreements with the companies to delete the paid chargeoffs if i paid- i paid they never did - what can i do with that?? Not much you can do unless you have it in writing. Link to comment Share on other sites More sharing options...
whocares Posted January 6, 2008 Report Share Posted January 6, 2008 you need to use the 1-2 punch dispute with the CRA's and DV the CA's at the same time...Use the search button and search for 1-2 punch...and don't try disputing online until you have DV's back....send it all thru the mail CMRRR.And ALWAYS DV Link to comment Share on other sites More sharing options...
divinemadness Posted January 8, 2008 Author Report Share Posted January 8, 2008 you need to use the 1-2 punch dispute with the CRA's and DV the CA's at the same time...Use the search button and search for 1-2 punch...and don't try disputing online until you have DV's back....send it all thru the mail CMRRR.And ALWAYS DVim looking for the 1-2 punch and cant find it?? got a link???? search found 300 threads with it in it, but i looked through alot and im not getting any solid instruction.. thanks!! xangelxxangelx Link to comment Share on other sites More sharing options...
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