greatwhitediver Posted January 7, 2008 Report Share Posted January 7, 2008 I sent a DV to a CA, they sent me back a copy of an invoice which gave the breakdown of the amount, what I tems were purchased etc. It did not bear a signature or a correct address.Does this constitute validation?They also provided a letter from the OC assigning the original debt to them but no licensing information for collcting a debt in the state of Florida. Link to comment Share on other sites More sharing options...
insomniac Posted January 8, 2008 Report Share Posted January 8, 2008 I sent a DV to a CA, they sent me back a copy of an invoice which gave the breakdown of the amount, what I tems were purchased etc. It did not bear a signature or a correct address.Does this constitute validation?They also provided a letter from the OC assigning the original debt to them but no licensing information for collcting a debt in the state of Florida.An opinion letter from the FTC regarding validation: http://www.ftc.gov/os/statutes/fdcpa/letters/wollman.htm"Mere itemization of what the debt collector already has does not accomplish this purpose."I don't think they're under any obligation to send you licensing information. I find that on my own. Link to comment Share on other sites More sharing options...
razr Posted January 9, 2008 Report Share Posted January 9, 2008 Does this constitute validation? At a minimum, the debt collector is required to confirm with the original creditor the amount being claimed is correct and that the person from whom they are attempting to collect the debt is the person who owes it.So no, a printout of their records is not validation.-r Link to comment Share on other sites More sharing options...
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