roflcopter Posted January 7, 2008 Report Share Posted January 7, 2008 I currently have a student loan debt of ~$1000 that's been in default for quite a long time - the last activity on the debt is 4/2001. That being the case, it'll be falling off my report in 3 months. However, I know the DoE has the right to intercept my tax refund to satisfy the debt. If this happens, does it re-age the account and put it back on my report? If possible, I'd like to see the tradeline fall off my report, THEN file my refund and have it paid off since my tax refund this year should be pretty hefty. Link to comment Share on other sites More sharing options...
LynnInMN Posted January 7, 2008 Report Share Posted January 7, 2008 Date of last activity is not used in student loans as a base date on reporting calculations....everything is based off the claim paid date or the date that guarantor paid default. Tax seizure does not restart the clock. Link to comment Share on other sites More sharing options...
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