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Adding creditors to a report that doesnt show the TL ?


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I noticed that Equifax and TU do not show my bank credit on the reports, since the bank uses EXP.

I'm sure there's a way to add them other than asking the bank to do so.

The bank simply said " We use Experian" when I inquired about it.

I have two paid off loans with the bank and would like them reported on EQ and TU. What can be done?

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Not going to happen. They wont....and I know the President, too. I guess it costs them a nickel or so..who knows?

I was wondering if I can get EQ and TU to contact the creditor ( bank)....for an update, if I mail the info to them.

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Credit reporting is a voluntary activity that costs money for the participating businesses. A consumer can not force them to incur this expense, nor can the CRA's. That's what they meant when they said they use Experian. Actually, it's more like, "we choose to pay Experian, not the others".

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