ribbit1072 Posted January 11, 2008 Report Share Posted January 11, 2008 Begging for a recon......and drumroll........SHE SAID YES!!!! 1000.00!!!!!!!!!!!!!!!!!!!!!!!!!! Link to comment Share on other sites More sharing options...
Moneedshelp Posted January 11, 2008 Report Share Posted January 11, 2008 cool beans! Link to comment Share on other sites More sharing options...
lovebug5 Posted January 11, 2008 Report Share Posted January 11, 2008 Woo-Woo! Congratulations!! Link to comment Share on other sites More sharing options...
ribbit1072 Posted January 11, 2008 Author Report Share Posted January 11, 2008 Wow, that was the most nervous I have been in a loooong time. I was shaking and as soon as she said she would approve me for a 1000.00 line, I almost fell out of my chair! I'm still shaking. The denial letter said it was because of a PR on my report. I called the number on my letter and explained about why it was there and that it had been paid, then she said she wasn't concerned about the PR, but what about all the new accounts you've opened that have balances? I told her I used the cards instead of my debit cards to reap the rewards at that particular company or store and I never carry a balance on my cards, and none were anywhere close to being maxed out. She also asked about the Sterling Trifecta, and I told her I just opened them to get my credit score up. She asked about my income, my dh income and then I was on hold for what seemed like 3 days, and then she came back on and asked why I needed another card. I told her I had a couple of subprime cards I really wanted to get rid of and replace with a Prime card. She asked what kind of limit I was looking for, I said "I don't care, 500 would be fine". Okay, hold on another minute....eternity......and then that's when she said I was approved and with a good payment history to call and request a CLI after 6 months. So that's how my recon worked. It was totally worth it!!! Don't be afraid. Link to comment Share on other sites More sharing options...
Krash Posted January 11, 2008 Report Share Posted January 11, 2008 I have to comment this, what is it her business what you have? Either approve or deny, I don't think i could have handled that i would have been like I applied and was wandering why I got denied lol, Well as long as you are happy that is all that matters, that just seems like alot of sinceless questions for a REP to be asking lol.. Unless this was the big boss or something. But great to hear, I can't get anything but a circuit city credit card from chase, they dont' like bk's but they will let you have 2500 with a circuit city card lol, not a chase CC that can be used anywhere lol..... Link to comment Share on other sites More sharing options...
debtmamma Posted January 11, 2008 Report Share Posted January 11, 2008 WOW Good For you!!!!! Congratulations!!!!!!!!! Link to comment Share on other sites More sharing options...
Amerikaner83 Posted January 12, 2008 Report Share Posted January 12, 2008 That's awesome! Link to comment Share on other sites More sharing options...
stefdr Posted January 12, 2008 Report Share Posted January 12, 2008 Gratz! I applied for Chase on a whim, got the new Chase Republican Victory Fund VISA. It was either that or apply for the Hello Kitty VISA; but a 250 lb heavily tattood man with a Hello Kitty Credit Card would have been a bit extreme. 1 Link to comment Share on other sites More sharing options...
isislc Posted January 12, 2008 Report Share Posted January 12, 2008 I applied for Chase and was shot down. Although I'm an authorized user on another card with a high limit and we both pif every month. They tried to convince my sponsor that she should boot me off her card. She was like "what the hell for?" She pays me what she charges every month in full and I don't have to chase her for the money. Why would she do something stupid like that? The woman was speechless after that. lol Link to comment Share on other sites More sharing options...
Krash Posted January 12, 2008 Report Share Posted January 12, 2008 I applied for Chase and was shot down. Although I'm an authorized user on another card with a high limit and we both pif every month. They tried to convince my sponsor that she should boot me off her card. She was like "what the hell for?" She pays me what she charges every month in full and I don't have to chase her for the money. Why would she do something stupid like that? The woman was speechless after that. lolSome of these cr's are really stupid, it is only after getting a few ignorant ones you will finally get one that will help and not be stupid lol......... Link to comment Share on other sites More sharing options...
ribbit1072 Posted January 12, 2008 Author Report Share Posted January 12, 2008 Gratz! I applied for Chase on a whim, got the new Chase Republican Victory Fund VISA. It was either that or apply for the Hello Kitty VISA; but a 250 lb heavily tattood man with a Hello Kitty Credit Card would have been a bit extreme.I think that would be funnier than hell!I got the Chase Platinum Mastercard. Link to comment Share on other sites More sharing options...
Magdalen77 Posted January 12, 2008 Report Share Posted January 12, 2008 I applied for Chase and was shot down. Although I'm an authorized user on another card with a high limit and we both pif every month. They tried to convince my sponsor that she should boot me off her card. She was like "what the hell for?" She pays me what she charges every month in full and I don't have to chase her for the money. Why would she do something stupid like that? The woman was speechless after that. lolBeyotch!! I think that being an AU on my daddy's Chase card is what helped me get the one I have. Either that or there was a drunken Xmas party at the card center and my 620 looked like a 820. Link to comment Share on other sites More sharing options...
divinemadness Posted January 13, 2008 Report Share Posted January 13, 2008 nice!!!! im waiting for denial letters of EQ pullers.. so i can call for a recon. hmph. i keep applying tonight and im getting "will notify by mail."LOL Link to comment Share on other sites More sharing options...
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