Target Showing I was late one month

[vickinicole]

Is it petty to try to correct this?;

Under Negative Accounts on my Equifax report, it shows that in July of 2006 Target reported I was late with a payment. other than that they show know late payments since I opened the account in April 2005 to now. the account is still Open.

Should I send target a good will letter asking them to change that one month late payment or don't bother, it's stuck under my negative accounts forever?

[lovebug5]

Is it petty to try to correct this?;

Under Negative Accounts on my Equifax report, it shows that in July of 2006 Target reported I was late with a payment. other than that they show know late payments since I opened the account in April 2005 to now. the account is still Open.

Should I send target a good will letter asking them to change that one month late payment or don't bother, it's stuck under my negative accounts forever?

Try a goodwill letter. If you've been good with your card since, they might be willing to work with you.

[Moneedshelp]

GW letter can not hurt. seeing as you have a near perfect history, they may be willing to extend the courtesy of removing the one late.

good luck

thank you. MO

[rmuse00]

It definitely would not hurt to try. Good luck!