isislc Posted January 12, 2008 Report Share Posted January 12, 2008 What was your Fico when you got your card? Did you have a BK? I just got an account and was wondering if I should try for their Trifecta now or wait till I get my other cards paid down a bit?My EQ fico is down to 588 due to having to almost max out my cards to pay for my mom's funeral. Already working on paying them down and looking at hopefully getting their LOC at a lower interest rate to pay them off. Link to comment Share on other sites More sharing options...
isislc Posted January 12, 2008 Author Report Share Posted January 12, 2008 Of all the damn things! I was gonna bite the bullet and apply for the Visa and LOC but then when I submitted the application it said the information didn't match what they had on file. I then looked at the card they sent me with my number and damnit, my name is spelled wrong! Now I need to wait till tomorrow to call them and ask them to correct my name in the system so I can apply for the LOC and CC. Gonna keep my fingers crossed and pray! Link to comment Share on other sites More sharing options...
debtmamma Posted January 12, 2008 Report Share Posted January 12, 2008 have you heard anything? Link to comment Share on other sites More sharing options...
isislc Posted January 12, 2008 Author Report Share Posted January 12, 2008 Well they corrected my name on the phone and reissued the debit cards so I applied. Just waiting to find out whether I got it or not. Told me I would have a decision in 24 hrs since my FA was lifted from my EQ report. Link to comment Share on other sites More sharing options...
isislc Posted January 15, 2008 Author Report Share Posted January 15, 2008 Ok, I have no FA on my EQ and got the message on Saturday that it would be 24 hrs to get my decision. Still waiting on their decision for the card. Anyone else have to wait like this for a CC with NFCU? Link to comment Share on other sites More sharing options...
mj11 Posted January 18, 2008 Report Share Posted January 18, 2008 I got approved for 10k with a 715 EQ. They also approved me for a 20k car loan at 6%. I love NFCU. Link to comment Share on other sites More sharing options...
isislc Posted January 18, 2008 Author Report Share Posted January 18, 2008 I still haven't gotten a response from them. What did happen is I logged into the messages and found my application cancelled. Called them up and was told that they needed to verify my address because of the terrorist act so I faxed them my paperwork 2 days ago. Still nothing! I think I'm gonna call them up tomorrow because i would really like to know if I should apply for the LOC and for how much. Link to comment Share on other sites More sharing options...
isislc Posted January 19, 2008 Author Report Share Posted January 19, 2008 Well, I called today to find out the status of my application and guess what, I was forwarded to the fraud department. lol. They said there was a problem with my membership and unless I could prove that I was a member they couldn't even let me have access to my account. I was like wtf? Apparently my fiancee had a negative balance with them of $30 so they closed his account. That disqualified him from being a sponsor. Now he has to go through hoops to try and get an account. My sister is ex Navy so I'm gonna hope that I can get in with her instead. Whew! Men are such troublemakers!! Link to comment Share on other sites More sharing options...
Stylingal Posted February 4, 2008 Report Share Posted February 4, 2008 I've been with NFCU for over 5 yrs and I LOVE them!! Tho, lately they have really been screwing around with new member apps.. They are very generous, gave me $2K card with no score/history, but based it on my relationship with them. If you do the trifecta, I doubt you'll get denied - you should get something, just don't know how much exactly.Let us know how it all turns out... Link to comment Share on other sites More sharing options...
virginiabound Posted February 4, 2008 Report Share Posted February 4, 2008 My sister is ex Navy so I'm gonna hope that I can get in with her instead. Any updates on this???My DH just got a $5000 CC with NFCU with an EQ score of 602. I had guessed this was how much they would have approved him for based on what others had got at the other boards.My guess is, if you get in with your sister, and your score is roughly 600, you'll get $5000 no problem Good luck! Link to comment Share on other sites More sharing options...
isislc Posted February 5, 2008 Author Report Share Posted February 5, 2008 I just posted an update to your thread Virginia on your DH's account. Check out my response there. Link to comment Share on other sites More sharing options...
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