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A Violation I just found out about


redskinfan
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You guys may already know this but I'll share for the others.

I met with an attorney today about another matter but I have my dunning letters nice and organized per creditor. As the attorney was looking through the packet regarding LVNV he saw a violation from a collection agency that after I DV'd went away so I thought nothing of them(it's LVNV and Fred Hanna I was concerned about) ....I never ever got a phone call from them. Well their violation was sending the 30 day dunning letter and about 2 weeks later sending me a letter demanding payment.

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You guys may already know this but I'll share for the others.

I met with an attorney today about another matter but I have my dunning letters nice and organized per creditor. As the attorney was looking through the packet regarding LVNV he saw a violation from a collection agency that after I DV'd went away so I thought nothing of them(it's LVNV and Fred Hanna I was concerned about) ....I never ever got a phone call from them. Well their violation was sending the 30 day dunning letter and about 2 weeks later sending me a letter demanding payment.

I believe that is known as overshadowing.

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