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JMVandals
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You probably already know this, but I thought I would mention that you should immediately request Fraud Alerts on your accounts. You may place an Initial 90 day Fraud Alert by calling any one of the 3 nationwide credit reporting companies. The agency that accepts your request will share your request with the other two credit reporting companies, which will add the alert to your file or request that you provide them additional information. You will receive a confirmation when an alert is added to your file.

You might also want to check into getting a Security Freeze.

This is from Equifax's web site:

Place a Security Freeze on your credit file.

You have the right to place a security freeze on your Equifax credit file under state law or the Equifax voluntary security freeze program. To determine the requirements of a security freeze for your state and the fees for placing and temporarily lifting a security freeze, please see State Freeze Requirements and Fees. A security freeze will limit us from reporting your Equifax credit file to third parties, such as credit grantors and other companies and agencies, except those exempted by law or the Equifax voluntary security freeze program or those for whom you contacted us and requested that we temporarily lift the security freeze.

Here's a link to the page on their web site: http://www.equifax.com/cs/Satellite/EFX_Content_C1/1159835156816/5-1/5-1_Layout.htm?CATEGORY=Identity_Theft_%26_Fraud&SUBCATEGORY=Identity+Theft+and+Fraud&ARTICLE=%2Fcs%2FSatellite%2FEFX_Content_C1%2F1159835156816%2F5-1%2F5-1_Layout.htm%3Fpackedargs%3DDetailOverride%253D5-1_LearningLanding%2526Locale%253Den_US

Good luck!

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I do hope you find it. I know that sinking feeling when you realize it's gone. Totally sucks. :(

Remember to go visit the ID theft thread if it IS lost. It's hard to remember all you have to do and it is nice to have a checklist to reference so you don't forget anything.

Good luck JM!

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So every student's name is available in our university directory. The police found my wallet and someone (i'm assuming it's thru the directory) e-mailed me and told me they had my wallet. So I got it back. I had already cancelled the cards so I gotta wait for that, but at least I got my ID and SSN card back.

Woo Hoo!

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So every student's name is available in our university directory. The police found my wallet and someone (i'm assuming it's thru the directory) e-mailed me and told me they had my wallet. So I got it back. I had already cancelled the cards so I gotta wait for that, but at least I got my ID and SSN card back.

Woo Hoo!

I'm glad you got your wallet back, at least you had that. My sister lost her wallet with my mom's debit card and whoever found it started using it in the Student Union. By the time she had the nerve to tell me what happened, there were already over $200 in charges. She had no idea what to do so I had to have my mom cancel her card and file fraud.

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I have a copy of everything in my wallet including both sides of all credit/atm cards, Drivers lic. and ss card. If I lose my wallet I have all the info on the cards to report them stolen and my personal info if I need it for ID untill my stuff is replaced. I keep this info on my computer and so I don't misplace it.

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I have a copy of everything in my wallet including both sides of all credit/atm cards, Drivers lic. and ss card. If I lose my wallet I have all the info on the cards to report them stolen and my personal info if I need it for ID untill my stuff is replaced. I keep this info on my computer and so I don't misplace it.

That's a great idea. I've heard it suggested before. But, like many things, I never got around to it. With technology these days, it should be easy to scan the documents and keep the file on your computer.

Make sure you password-protect the file in case your computer is ever compromised. If the file is password-protected, you can also carry it around on a thumb drive.

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So every student's name is available in our university directory. The police found my wallet and someone (i'm assuming it's thru the directory) e-mailed me and told me they had my wallet. So I got it back. I had already cancelled the cards so I gotta wait for that, but at least I got my ID and SSN card back.

Woo Hoo!

Glad you got it back. But keep watching for any signs of identity theft. The bad part is that whoever had it could have made copies of your signature.

See if you can file a police report if you haven't already, even though you got it back. That way, if there are identity theft issues in the future, you can prove you filed the report.

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Glad you got it back. But keep watching for any signs of identity theft. The bad part is that whoever had it could have made copies of your signature.

See if you can file a police report if you haven't already, even though you got it back. That way, if there are identity theft issues in the future, you can prove you filed the report.

That is a good idea! I just e-mailed the officer who e-mailed me and asked him to file a report just in case, we'll see if he does it or if I need to go down to their office.

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I have read in many places not to carry your SS card in your wallet for security/identity reasons. I have been ripped off three times so I only carry what I absoloutely need for the day. My debt card, DL and that's about it. Today I had to buy tires so I did have my CC but it's back in a safe place. Besides - by keeping the plastic at home I don't spend as much and I have to plan my purchases. Helps me stay out of trouble! 8]

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