divinemadness Posted January 13, 2008 Report Share Posted January 13, 2008 im cleaning up a friends report. she has a discharged bk7 on her files, filed jul 2005 discharged oct. 2005. how/what avenue should i take to getting it removed? it keeps coming back verified. Link to comment Share on other sites More sharing options...
LadynRed Posted January 13, 2008 Report Share Posted January 13, 2008 And why shouldn't be verified - it's PUBLIC INFORMATION and it's FACTUAL !The only way to attack a bankruptcy is to dispute any INACCURATE details of the tradeline. Some people get lucky and get the BK deleted, but most do not. Even those that get lucky, there's no guarantee that it will stay gone.I think there's not much hope of getting rid of a BK that's only 2.5 years old. Maybe after 5 years, once files to go the archives, you might have a chance. Link to comment Share on other sites More sharing options...
divinemadness Posted January 13, 2008 Author Report Share Posted January 13, 2008 And why shouldn't be verified - it's PUBLIC INFORMATION and it's FACTUAL !The only way to attack a bankruptcy is to dispute any INACCURATE details of the tradeline. Some people get lucky and get the BK deleted, but most do not. Even those that get lucky, there's no guarantee that it will stay gone.I think there's not much hope of getting rid of a BK that's only 2.5 years old. Maybe after 5 years, once files to go the archives, you might have a chance.lol yea i know it would come back verified. i think they should just delete em since they are discharged anyway. LOL in a perfect world right? ill see what i can do abou the bk... do we have any leverage if its listed as diffeerent names and addresses on ALL 3 reports? and have different docket numbers and what not Link to comment Share on other sites More sharing options...
LadynRed Posted January 13, 2008 Report Share Posted January 13, 2008 You can dispute anything that's inaccurate. Different case numbers would definitely be wrong. Link to comment Share on other sites More sharing options...
divinemadness Posted January 13, 2008 Author Report Share Posted January 13, 2008 You can dispute anything that's inaccurate. Different case numbers would definitely be wrong.ok thats the avenue ill take then.. thanks!! Link to comment Share on other sites More sharing options...
Hellard Posted January 15, 2008 Report Share Posted January 15, 2008 I have some questions below but DIVINE these may be something you can use also- I just need a answer from Ladynred...please..........I noticed on my discharge papers they have the same SSN for my husband and myself..so i looked on pacer search for hubby under his SSN- NO MATCH- i put mine in and we both come up...would this be grounds to get my hubsbands removed from his credit reports? I searched by his full name and it shows but just with last name it doesnt..and not by his ssn. even the case # said invalid number- so should i mail the pacer search results to the CRA"S showing no results?His is listed on EQ & TU, not on EX. Also listed as individual debt... Link to comment Share on other sites More sharing options...
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