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Dillards reported 30 day late ! Is this a Goodwill situation ?


tmac01
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I received my first 30 day late in nearly 8 yrs this month but it was because Dillards showed online that I did not have a payment due ( I do take some of the blame as well.) It is with my Dillards CC and it hurt my Credit score by 45 pts. I pay all my bills online and unfortunately as I have gone around in circles with this I missed my CR's show I missed my December payment but it shows no payment due until Feb. 8/2008. I was never called or sent a letter or anything so this just blows me away, I am so bumbed. I have worked so hard and now this ! Should I just call them and beg and plead to remove the late (Goodwill letter style) ? What would be my best plan of action to get this late removed on my Dillards CC ? Man they just gave me a CLI in November, Go figure :cry: Any help is appreciated !

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Have you spoke with them about the situation? I had a similar situation with my Patelco credit card. Online it showed that I had a payment due, however my monthly statement said no payment was due at the time. I ended up calling them and I indeed had NO payment due.

I think the GW letter may be the way to go in your situation. Im interested to see what happens. Keep us posted? ;)

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