lovelydria Posted January 13, 2008 Report Share Posted January 13, 2008 This letter is being sent to you in response to reviewing my Credit Report. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( that your claim is disputed and validation is requested.................? Link to comment Share on other sites More sharing options...
Big Time Posted January 13, 2008 Report Share Posted January 13, 2008 Meh, it works.There are a few "Upon reviewing my credit report, it has come to my attention that you have placed a derogatory listing on EQ, EX and TU, indicating that I do not pay my bills." letters floating around here.Wording it like that is basically calling them out and has a more serious tone that one politely asking why they would do such a thing. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted January 14, 2008 Report Share Posted January 14, 2008 I believe in being more direct with a nod to the FCRA:This letter DISPUTES, per the state and federal FCRA, inaccurate, incomplete or false information you are reporting, to wit:a.XXXXXXXX- not my accountb.YYYYYYYY - not late 8/06c.ZZZZZZZ - closed at my request, please so notePlease remove them and send me a letter telling me you have done so. This invokes my rights under the FCRA. Don't be shy about giving them the last 4 digits of your SS or your address. They do need it to match you up with their records. Link to comment Share on other sites More sharing options...
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