sacs15 Posted January 16, 2008 Report Share Posted January 16, 2008 Ok so i've read that judgements can stay on your credit report for 7-10 years. My questions is once they fall off your credit report, do you still have a judgement in your given county? Or does the judgment fall off county records after a given amount of time as well? Thanks. Link to comment Share on other sites More sharing options...
brokeinok Posted January 16, 2008 Report Share Posted January 16, 2008 some states allow judgements to be renewed within given time frames. you would need to search the statutes and rules of procedure for the court jurisdiction in which the judgement was granted. Link to comment Share on other sites More sharing options...
debtorshusband Posted January 16, 2008 Report Share Posted January 16, 2008 I believe in California a judgment remains in force for 10 years, and can be renewed.DH Link to comment Share on other sites More sharing options...
zroxwife Posted January 18, 2008 Report Share Posted January 18, 2008 Hello All and happy New Year. I am new to this forum and I need help. I am trying to figure out what my options are. I have two judgments on my credit report. I was never served properly... But did go to the court (traffic) court and went before the judge and told him I was never notified about the tickets. (Long story) Either way, he didn't reduce the amount of the tickets, actually he told me I had to pay the tickets plus interest of about 2500. That was last year, so with interest, its probably soo much more. The next is from rental property again... wasn't served and notified about the case going to court... They are garnishing my check. So now my question is... Is there a way that I can get these judgments off my credit report. Both bills the tickets and the rental property is more than seven years old but according to the credit report, they just filed/reported it in 2002 and 2003... Help.... What can I do? My credit scores are very low... Like 520, 529, 549 I want to get my credit right.... Any suggestions. Link to comment Share on other sites More sharing options...
justincase Posted January 18, 2008 Report Share Posted January 18, 2008 Hello All and happy New Year. I am new to this forum and I need help. I am trying to figure out what my options are. I have two judgments on my credit report. I was never served properly... But did go to the court (traffic) court and went before the judge and told him I was never notified about the tickets. (Long story) Either way, he didn't reduce the amount of the tickets, actually he told me I had to pay the tickets plus interest of about 2500. That was last year, so with interest, its probably soo much more. The next is from rental property again... wasn't served and notified about the case going to court... They are garnishing my check. So now my question is... Is there a way that I can get these judgments off my credit report. Both bills the tickets and the rental property is more than seven years old but according to the credit report, they just filed/reported it in 2002 and 2003... Help.... What can I do? My credit scores are very low... Like 520, 529, 549 I want to get my credit right.... Any suggestions. Yes, go to the main page read the Please Read Before you post/announcements thread. Link to comment Share on other sites More sharing options...
zroxwife Posted January 18, 2008 Report Share Posted January 18, 2008 I did read before I posted... But, I was asking because I went to the court and spoke with the judge and attorney for both judgments. Maybe its something I missed. Link to comment Share on other sites More sharing options...
zroxwife Posted January 18, 2008 Report Share Posted January 18, 2008 P.S. In response to your quote... I am not expecting anything to magically disapper. I am ready to do what needs to be done. Link to comment Share on other sites More sharing options...
isislc Posted January 18, 2008 Report Share Posted January 18, 2008 First, in regards to Sacs15's question:Yes, they stay there. The judgments are a matter of public record and will never be removed from the courthouse unless they are expunged. But still, they can only remain on your CR for 7 yrs unless they are unsatisfied judgments, then they can be renewed.Second, in regards to Zrox's question:Judgments go by time of filing not when the original default on the debt occurred. Yes the debt may be past 7 years now but it seems that the judgments were well within SOL when they were awarded. So now you're on the timetable of 7 years from when the judgments were filed in court. As for disputing, you can try disputing the address attached to both judgments and have it removed from your CR. Once that is confirmed, then you can dispute the judgments as NOT YOURS. Some people have had success using this method. Or, you can just dispute the judgments as vacated/settled as long as they ARE satisfied and it looks like you're doing that. It's your choice which you would like to try. Link to comment Share on other sites More sharing options...
justincase Posted January 18, 2008 Report Share Posted January 18, 2008 P.S. In response to your quote... I am not expecting anything to magically disapper. I am ready to do what needs to be done.Just letting you know that you jacked OP's thread, start one of your own asking same question and some of the great minds here will chime in, we are here to help, and the quote was not intended for you it is a signature. Link to comment Share on other sites More sharing options...
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