tmac01 Posted January 16, 2008 Report Share Posted January 16, 2008 Okay, now maybe someone has seen this or done this when writing their dispute letters so if you have then sorry ! What I was thinking was that if you know that an OC like PROVIDIAN or a CA like MIDLAND always re-age's the DOLA everytime you dispute their TL couldn't you just add to your dispute letter to the CRA's what the DOLA is ? I mean couldn't you just point out that they keep re-aging and if they do it again that it is a violation to include this information on your CRA ? Just send the CRA's a copy of your CR and highlight the DOLA so the CA's and OC's can't change it and if they do....VIOLATION !!!!!.....Am I missing something here ? Any help is appreciated..... Link to comment Share on other sites More sharing options...
willingtocope Posted January 16, 2008 Report Share Posted January 16, 2008 Reaging is when they change the DOFD....DOLA doesn't matter. Link to comment Share on other sites More sharing options...
tmac01 Posted January 17, 2008 Author Report Share Posted January 17, 2008 WTC then what is the DOLA ? I have always thought it was the Date of Last Activity and since I havent used the CC in almost 6 years then how can the OC change that ? DOFD or DOLA if its wrong on your CR then its a violation Correct ? Thanks......... Link to comment Share on other sites More sharing options...
tmac01 Posted January 18, 2008 Author Report Share Posted January 18, 2008 Nascar, if they do give me something more recent than 6 years then how can I prove that ? I mean its just their word against mine without any documentation Link to comment Share on other sites More sharing options...
tmac01 Posted January 18, 2008 Author Report Share Posted January 18, 2008 Well heres the funny thing Nascar, I have past CR's with the a different DOLA than my previous CR's ! Violation ? Link to comment Share on other sites More sharing options...
win270 Posted January 18, 2008 Report Share Posted January 18, 2008 MY Experian credit report has ,Status Details: This account is scheduled to continue on record until Apr 2010. How would I figure DOFD with this information? Apr 2003 would be DOFD ? Link to comment Share on other sites More sharing options...
dahl Posted March 13, 2008 Report Share Posted March 13, 2008 I have an account on EXP showing Account details will be removed Dec 2009. I defaulted in April 2001 and never became current. I disputed online and they deleted account but later updated as valid. CRA said I must contact CA Link to comment Share on other sites More sharing options...
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