Magdalen77 Posted January 17, 2008 Report Share Posted January 17, 2008 I disputed a repo that's showing as a charge-off on EQ. Told 'em paid in full, I don't owe the auto finance co nothing, repo from early 2004. The results came back today, no change. The weird part--my score went up 9 points. The only thing I can think is that it adds diversity to my CR. Equifax doesn't have my student loans reporting, so I have no installment type debt, just revolving credit and most of those TLs aren't very old. When I disputed the account in December my score went up 3 points, I figured because it was marked as "in dispute" and kind of not being counted. But, it comes back unchanged and my FICO goes up 9 points??? I'm not complaining, I just give up FICO makes no damn sense.Next week we'll have a lunar eclipse and my FICO will go down 9 points. Makes as much sense. Link to comment Share on other sites More sharing options...
gypsie Posted January 17, 2008 Report Share Posted January 17, 2008 My EQ FICO score went up 11 points today for absolutely no reason. I'm wondering if they are using the new 08 model Link to comment Share on other sites More sharing options...
Magdalen77 Posted January 17, 2008 Author Report Share Posted January 17, 2008 My EQ FICO score went up 11 points today for absolutely no reason. I'm wondering if they are using the new 08 modelOr it could be moonspots or the butterfly effect. Link to comment Share on other sites More sharing options...
gypsie Posted January 17, 2008 Report Share Posted January 17, 2008 Or it could be moonspots or the butterfly effect.haha! I like to refer to them as on crack....Equicrack Link to comment Share on other sites More sharing options...
Magdalen77 Posted January 17, 2008 Author Report Share Posted January 17, 2008 haha! I like to refer to them as on crack....EquicrackWhat I think about Experian xxHellxxis unprintable.:'>:rollingpin: Link to comment Share on other sites More sharing options...
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