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Reporting during dispute


mayormyk
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I sent a DV to a collection agency, after they have signed for my letter disputing the debt, they update my CR......

Isnt that a form of collection? I thought I have read that all collection efforts have to stop until they validate the debt. are they in violation of something?

I clicked "has this already been asked?" and it has but not answered......

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I sent a DV to a collection agency, after they have signed for my letter disputing the debt, they update my CR......

Isnt that a form of collection? I thought I have read that all collection efforts have to stop until they validate the debt. are they in violation of something?

I clicked "has this already been asked?" and it has but not answered......

Was your dispute timely? If not, then collection efforts can continue.

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I'd gamble to say it probably was not timely. I always buried my head, threw'm away w/o opening etc. so they probably did send letters.

It wasn't until Dec of '07 that I squared up and decided to grow up and handle them.

So I guess I'm out of luck on them committing any violation.......dang!

I have read in the forums, that some seem to think they can report and others that say it is considered collection activity. Some of this confuses the **** out of me sometimes.

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