divinemadness Posted January 17, 2008 Report Share Posted January 17, 2008 can someone get a mortgage if we froze 2 of her credit reports and only left 1 open? ????? or no? Link to comment Share on other sites More sharing options...
Turumbar Posted January 17, 2008 Report Share Posted January 17, 2008 Mortgage companies use your mid-score from all three bureaus, so I would say no. Link to comment Share on other sites More sharing options...
lovebug5 Posted January 17, 2008 Report Share Posted January 17, 2008 If someone's in the credit repair process and still freezing their reports, why would they take on the responsibility of a mortgage? I'd wait until the credit repair was completed before making that step... Link to comment Share on other sites More sharing options...
jq26 Posted January 17, 2008 Report Share Posted January 17, 2008 I concur with lovebug and Turumbar. The lender is ponying up a fortune. They'll at least want to see the tri-merge report. Any type of creative 'masking' will be a huge red flag. Link to comment Share on other sites More sharing options...
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