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Should I try to settle with the oldest debts or the newest debts first?


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I would try and work something out with Cap1 before they discharge it to a CA.

As far as the ones already at a CA it would depend a lot on which CA. A lot of CA's want the total payment right away. Some of them can get very nasty and intimidating , making false statements to scare you. See how your CA rates at www.budhibbs.com

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