Elrey26 Posted January 17, 2008 Report Share Posted January 17, 2008 Hello everyone. I'm new and just getting started here and would like to get a few opinions before I send the following settlement letter to a CA for an old medical bill. Please let me know what you think, as any recommendations will be greatly appreciated.Josiah XXXXXXXXXXXXXXXXXXXXXXXXMedicredit CorpPO Box 7206Columbia, MO 65205I recently reviewed my credit report and noticed a collection account with your company identified by account # XXXXXXXXX with the major credit reporting bureaus. It states that the amount owed on the account is $125.00. I am not aware of this account as I have always carried health insurance which would cover any medical services. However, I do understand that this account is causing a negative impact on my credit reports and would like to settle this account. I have included details of the proposed settlement below. Please review and notify me in writing at the address above, of your acceptance of the proposed settlement including the specific proposals below in clear language.For the sake of brevity I am not requesting a lengthy validation of this debt. Upon receipt of your written acceptance I will submit payment in full. As I have not validated this debt and have no knowledge of the account I am not admitting ownership of said account, only that I will settle the debt in full, without validation, with the express stipulation that this account be permanently deleted from Experian, Equifax, and Transunion. I would also like confirmation that this account will not be reported ever again upon complete deletion.I appreciate your prompt attention and assistance in this matter. I would also like to request that if you have a need to contact me, please do so only via mail at the address listed above.Sincerely, Josiah XXXXXX Link to comment Share on other sites More sharing options...
Elrey26 Posted January 18, 2008 Author Report Share Posted January 18, 2008 No replies so I printed and mailed this today... we'll see how it turns out... Link to comment Share on other sites More sharing options...
gremlar Posted July 23, 2009 Report Share Posted July 23, 2009 Was just wondering if the letter worked as I to need to send out a letter or do something about a debt to a bank I was unware of. Link to comment Share on other sites More sharing options...
astiman Posted July 24, 2009 Report Share Posted July 24, 2009 from your lettre:"I will settle the debt in full, without validation,"You're just kidding, right? Link to comment Share on other sites More sharing options...
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