virtualrn Posted January 19, 2008 Report Share Posted January 19, 2008 I just ordered my lexis-nexis report for $8.00. If I do find discrepencies on it, I will once again dispute with the CRAs. Do I dispute directly with Lexis as well? Is Lexis considered a CRA since they are furnishing my info to the CRAs? Link to comment Share on other sites More sharing options...
TheRoadBack Posted January 19, 2008 Report Share Posted January 19, 2008 I just ordered my lexis-nexis report for $8.00. If I do find discrepencies on it, I will once again dispute with the CRAs. Do I dispute directly with Lexis as well? Is Lexis considered a CRA since they are furnishing my info to the CRAs?If there are discrepancies then yes you dispute with Lexis Nexis. Link to comment Share on other sites More sharing options...
brokeinok Posted January 19, 2008 Report Share Posted January 19, 2008 Lexis-Nexus report? What is that? Link to comment Share on other sites More sharing options...
TheRoadBack Posted January 19, 2008 Report Share Posted January 19, 2008 Lexis-Nexus report? What is that?Lexis Nexis is a company that typically keeps public record information such as judgements and bk's. The CRA's utilize them when investigating a dispute. Link to comment Share on other sites More sharing options...
virtualrn Posted January 19, 2008 Author Report Share Posted January 19, 2008 It would appear that this is one of the CRA's main sources of info-rather than verifying directly with the original source, the CRA's verify through lexus....lexus gives bad credit ownership to people if their info matches a minimal amount of criteria-same name, or same address or same dob:evil: Link to comment Share on other sites More sharing options...
jq26 Posted January 20, 2008 Report Share Posted January 20, 2008 They keep much more than that. I have access to the LexisNexis database. It is scary what can be dug up. When I do asset searches, I can pull up all real property owned, corporations owned, what they paid for them and sold them for and when, what kind of mortgage rate they are in with what lender and at what rate. I can pull up one's past criminal charges, past BKs, and even limited voting records. And I am sure that much of the power of the database is off limits to me because I am only a student. It kind of creepy what is out there. Sometimes I use it to see when a party was named as a defendant or plaintiff (say, a certain CA or creditor), and then I can cross-reference the cases in PACER and pull down the actual court filings. You can see the disposition of the case, and the claims brought, the full party names (& attorneys) with contact information. Link to comment Share on other sites More sharing options...
JMVandals Posted January 20, 2008 Report Share Posted January 20, 2008 Agreed. Student access is limited. I was an intern for this law firm and they used lexis system for research purposes and I mentioned "Oh, I know this program" and he responded "not like this" and was showing me some cool things Link to comment Share on other sites More sharing options...
jq26 Posted January 20, 2008 Report Share Posted January 20, 2008 The power of the database is impressive and a little bit Orwellian. When I graduate next year and get granted full access, I guess I'll get to see behind Oz' curtain. Link to comment Share on other sites More sharing options...
virtualrn Posted January 20, 2008 Author Report Share Posted January 20, 2008 So, how do you go about fighting them???? Link to comment Share on other sites More sharing options...
keith1977 Posted January 20, 2008 Report Share Posted January 20, 2008 If Lexis-Nexis lists things like driving records and criminal records (however minor they may be), do the CRAs ever take these and add them to your file? Or better yet, when you apply for credit or a home loan, is Lexis-Nexis ever checked itself? I've never received a letter of AA from Lexis for having been convicted of Reckless Driving (for example)......this may be a stupid question, but just curious. The power of the database is impressive and a little bit Orwellian. When I graduate next year and get granted full access, I guess I'll get to see behind Oz' curtain. Link to comment Share on other sites More sharing options...
prettykitty Posted January 22, 2008 Report Share Posted January 22, 2008 i just started searching for internships for my paralegal program & i was nervous what my LexisNexis "specialty" report would look like. op: you just called and requested your rpt for $8?they offer a bunch of employment, fraud, & advance screening. i have access to their company, people, & intelligence gathering, but it's not the same as specialty screening.i found this on lexisnexis site: Specialty Screening is a consumer reporting agency as such term is defined in the federal Fair Credit Reporting Act, 15 U.S.C. §1681, et seq. ("FCRA"). Specialty Screening reports constitute consumer reports, and may only be accessed for permissible purposes as provided in the FCRA. Link to comment Share on other sites More sharing options...
virtualrn Posted January 22, 2008 Author Report Share Posted January 22, 2008 Actually I ordered it online-I have spent much more in postage with the CRAs, CAs, True Credit, and ordering my fico....I do expect stall tactics such as proving who I am via DL or SS card....although the address and SS they requested would match their records. Just curious to see what this reports says since some of the CRAs refuse to investigate a few items "This was verified in 2005 so FOAD" and the CRAs are recieving this info from Lexus Luther. I didn't request verification in 2005..... Link to comment Share on other sites More sharing options...
bluedawn Posted April 27, 2008 Report Share Posted April 27, 2008 Have full access to lex Nex for skip tracing (tracking down people trying to run or hide) and use it every day to track people down. It is truly amazing how much information is in the system about you and pretty much everyone you have come into contact with. Link to comment Share on other sites More sharing options...
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