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Student Loan Discharged?


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Hi Gang,

I'm helping a family friend fix up her credit. She had a student loan from the University of Minnesota (Junell Loan) in 1999. She never paid on the loan. The U of M won a default judgment in 2002. She filed for BK, discharged in 2004, U of M was included as a creditor. She recently had a CA send a dunning letter, they are also reporting to the CRAs. It's my understanding that the loan is not a federal loan and was dischargable under the old bk laws. I could be wrong.



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