tez22 Posted January 21, 2008 Report Share Posted January 21, 2008 My plans are/were to pay all of my cc(5 cc's) balances ($3,150 bal.)down.I pulled my equifax credit report and it shows I have $2100.00 in collections and charge-offs:(.I guess my question is...Which direction should I go? Which one should I pay off first? Oh yea, I did dispute the charge-offs and collections with equifax online.I can't afford to pay both. Will someone pleeease respond! What would you do?Thanks In Advance! Link to comment Share on other sites More sharing options...
TTigggers Posted January 21, 2008 Report Share Posted January 21, 2008 IMHO I would work on the CC as long as they have not defaulted yet to keep them from going to a CA.You can Always work on the Collections and charge offs later.( they are already there and won't do any more harm) Link to comment Share on other sites More sharing options...
kb9tbq Posted January 21, 2008 Report Share Posted January 21, 2008 If they are charged off already then wait and save up the entire amount, get ahold of them and offer full payment for deletion of the negative tradeline. Link to comment Share on other sites More sharing options...
Recommended Posts