Browns99 Posted January 21, 2008 Report Share Posted January 21, 2008 I am in the final months of a DMP program (InCharge, who has been great) but I had no idea what impact it would have on my scores. I started out around $37000 in debt and am down to my last 5000, I have 11 months left to go, and have never missed a payment. However, I stumbled onto this site and pulled my scores-they are hovering in the 540's....Since I started on the DMP I have paid off my car on time, and have no open charge cards. I don't have any other neg trade lines or collections, but I also am a renter, and that will not change. I would like to take the next year and really focus on removing the DMP notation from my report, but during my searches, I did not see that anyone else had sucessfully done it. I would also like opinions on staying/or leaving the DMP program, as I could pay the OC directly now. I just was very naive when I started down this road. The OC is Citibank on both accounts...would it be worth a shot to write them and ask them to remove the DMP notation? Is that something to ask the big 3?I appreciate any help/direction that is offered. I have learned so much over the past few months.Thank you! Link to comment Share on other sites More sharing options...
jetscarbie Posted January 21, 2008 Report Share Posted January 21, 2008 Don't know if you would get the notation removed while you are still in the program.The only advice I would suggest is maybe opening a secured credit card....if at all possible....through a credit union. You need to try to get some positive on your CR's. Link to comment Share on other sites More sharing options...
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