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Omfg My Ficos!!!!


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OMG 661!!!!!

TransUnion

661Date: 1/22/2008

Equifax

522 Date: 1/22/2008

Experian

610 Date: 1/14/2008

TransUnion 661 1/22/2008

566 12/18/2007

550 12/12/2007

575 11/29/2007

536 11/16/2007

536 11/8/2007

Equifax 522 1/22/2008

509 1/4/2008

484 12/29/2007

Experian 610 1/14/2008

581 12/29/2007

581 12/18/2007

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what changed that it jumped nearly 100 points in one month?!

come on, tell us!!!!!!

(way to go btw)

A recent West Asset Management collections went poof and a Wells Fargo account that had 2 30's 1 60 and 1 90 day late went bye bye. I reccomend West Asset Management if you like to start a shouting fight. :D

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i'm actually getting ready to send West Asset Management an ITS right now!

You will not deal with a more vile, evil company. Their employees' are some of the rudest crack smoking people you will deal with. Do not give them an inch. I did but thank God they are a member of the BBB and care about that status. If you must dispute dispute the Atlanta office.

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Congrats....It's a long road back to feeling normal....

Nov 06 they were in the high 500

My last baddie came off last week so I pulled myfico today...check out the sig xholysheepx:woohoo:

WOW, and i thought when i pulled my fakos today eq from 675 to 693 in less than 10 days, and ex 665 to 734 WOW, not pulled the tu yet lol, although some how my last 2 collections came off, hopefully 1 won't return, that is the most that can come back,,,,,,,, CHUCK keep up the great work!!!!!! I hope to be in the 700 club one day......

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WOW, and i thought when i pulled my fakos today eq from 675 to 693 in less than 10 days, and ex 665 to 734 WOW, not pulled the tu yet lol, although some how my last 2 collections came off, hopefully 1 won't return, that is the most that can come back,,,,,,,, CHUCK keep up the great work!!!!!! I hope to be in the 700 club one day......

Thanks, everybody will get to the 700 club. It just takes time and a little motovation. I set a goal and now I'm there, now I just have to improve on what I have.....

BTW my goal was retirement, now i'm 17 months from that point and ready to lead a real life...

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Congrats....It's a long road back to feeling normal....

Nov 06 they were in the high 500

My last baddie came off last week so I pulled myfico today...check out the sig xholysheepx:woohoo:

Wow, my scores were in the high 500s this past August (had briefly flirted with all being in the 600s, but then the b%$tard collectionagencies came out). I got discouraged and quit for a while, just restarted in the end of November. You give me hopes where my score could be in 2009.

Way to go, Chuck!!8-)

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i just thought about something, i know fakos are off, and sometimes they are off on the low side and so with that being said, I MAY be part of the 700 club and not even know it lol!! I will buy all my fico's after 4 more months

Very well maybe?

My FAKO's for the same day

TU-699

EX-684

EQ-690

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Gravity, you may need to update only every 6 months, I would stick with the FAKO for now, I did a BILL ME LATER ont he 35 bucks lol, I just wanted to see if i could get a BILL ME LATER, anyway I won't recheck them for a while, it said if i pay off my credit card of 98 bucks total my score would barely go up, but i am trying for over 700 and it said in 2 years that I would have 715 score, what a rip off...

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Gravity, you may need to update only every 6 months, I would stick with the FAKO for now, I did a BILL ME LATER ont he 35 bucks lol, I just wanted to see if i could get a BILL ME LATER, anyway I won't recheck them for a while, it said if i pay off my credit card of 98 bucks total my score would barely go up, but i am trying for over 700 and it said in 2 years that I would have 715 score, what a rip off...

The same score simulator told me if I paid off all my outstanding debt on my tradelines over 12 months (which at the time was like $400) my scores would be 680-700. The simulator said that if I paid off all the collections (hell no, they aren't mine) my scores would be 640-660, barely a 10 to 20 point increase. That actually encouraged me to further say f--k the collectors.;)

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