blumpie Posted January 22, 2008 Report Share Posted January 22, 2008 I have been cleaning up my credit report for over a year now. I have it up near 700 from the low 500's. Most of it was hog-wash to begin with.I am also trying to re-fi for a better rate. I have been at this for 9 complete months now. My ex-wife sued me for additional child support. I lost and it was enterd as 2 judgments. They were paid. My 3 way credit report showed one of the judgments. I challenged it and it was completley removed.Now I am trying to refi again and of course, THEY can see the 2 judgements. I have contacted my Ex's attourney by registered letter many times asking for a "Payoff" letter. I never get a reply.All I really want are my letters clearing me of these judgments. How do I go about suing them? Should I take it further and sue for damages? By not being able to finance from a 7.65% to a 5.5%, I am loosing hundreds of dollars a month. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted January 22, 2008 Report Share Posted January 22, 2008 If you paid them, a satisfaction of judgment should have been filed with the County Clerk. If the lawyer hasn't filed them. complain to the grievance committee first. Link to comment Share on other sites More sharing options...
gator944 Posted January 22, 2008 Report Share Posted January 22, 2008 I'm not an attorney. I'm not even a recovering one, but I would think that filing the necessary documents with the clerk of court in a timely manner is all part of the legal process that this guy must follow. If he is not following proper court/legal procedure, wouldn't that be something the State Bar could help with??? Link to comment Share on other sites More sharing options...
blumpie Posted January 22, 2008 Author Report Share Posted January 22, 2008 Thank you for the speedy reply.However, I am a computer guy, not a lawyer......What exactly is a Grevience Committe? Is this something in the courts system? The IL. Bar Association? Link to comment Share on other sites More sharing options...
blumpie Posted January 22, 2008 Author Report Share Posted January 22, 2008 2007-08 Standing Committee on Attorney Registration & Disciplinary Commission:Gary L Schlesinger, Libertyville, Member HE IS ON THE GREIVENCE COMMITTEE!!!!!I can NEVER catch a break :evil: Link to comment Share on other sites More sharing options...
gator944 Posted January 22, 2008 Report Share Posted January 22, 2008 I'd check the IL Bar website to see if there is a process. Before that though, I would definitely go down to the courthouse to see if the satisfaction was filed. If there is a complaint/review process, I'm sure an inquiry from the right organization would certainly prod our boy to follow up on his paperwork. Link to comment Share on other sites More sharing options...
blumpie Posted January 23, 2008 Author Report Share Posted January 23, 2008 It's worse than I thought.I heard from the mortgage complany. The judgment is NOT on any credit report. It's listed on my TITLE!!!!!! This slob entered a LIEN on my HOUSE! And now he refuses to provide any letters stating that the payments have been fulfilled.It was easy to get them off my credit report. I just challenged them and of course the scumbag ignored the letters from the CRAs. But this is serious! Now I will not get to close on Thursday. Or perhaps ever.The IL. Bar association is getting a BIG letter tomorrow. Link to comment Share on other sites More sharing options...
hasas13 Posted January 23, 2008 Report Share Posted January 23, 2008 I can tell you this. Make a complain to the AG. She will do it to it. She does not play about stuff like this. Lisa Madigan Illinois Attorney General 500 South Second Street Springfield, IL. 62706. Write the letter with every detail and possible. She will help or will guide you to the correct POC. Link to comment Share on other sites More sharing options...
gator944 Posted January 23, 2008 Report Share Posted January 23, 2008 ABSOLUTELY!! Write to the IL Attorney General, but also make sure you copy the IL State Bar Assoc (whichever committee oversees conduct) and the Attorney that was supposed to remove the lien. Also, you might want to start thinking about and keeping track of costs and compensation for all of this. Link to comment Share on other sites More sharing options...
blumpie Posted January 24, 2008 Author Report Share Posted January 24, 2008 I stayed up late the last several nights reading the IL Law Books online. It may be that he is NOT obligated to release the lien. Also, it shows that he is in the right, but only if I am in default. I was never in default, per se. My ex sued me, and I lost (court sympathy). The payment schedule was arranged and I paid accordingly. In fact I am STILL paying and I am due a credit of over $6,000!I did find a way to have it removed. I can go to the courthouse and file an avidavit stating that I paid the judgments. It works like a CRA. They will send a letter to her attorney where he will have 28 days to respond. He can respond with proof that I still owe, send a release letter, or not respond at all. The later two of which will result in a removal.I think I will go that route first since this is the priority. I would rather have this resolved before I contact the GC and piss him off. Then I will write my letters to the GC. Due to his constant "Non-Response" I assume he will just not reposnd. Afterall, that is how I got the judgements removed from the CRAs. He just didnt reposnd and I got two judgements completley removed that would otherwise result in a "satified" judgement on my record.Besides this action, there are other things I can file a greivience for. He is constantly late for court and the judges let him get away with it. Court starts at 9:00 am, he shows up at around 10:00 even as late as 10:45. If I was ever that late, the judge would not hesitate to consider me absent and post a bond. He also demands paper work months before they are due. For instance, he demands tax returns in February of every year when the divorce decree specifically states April 15. I do my taxes early, but I purposly hold them until April because it is my right. I have this in writing as well.thanks everyone for your help. I will go Monday to the courthouse. I think I will vote the primary early while I am there. I'll keep you all posted in theis thread. Link to comment Share on other sites More sharing options...
jq26 Posted January 24, 2008 Report Share Posted January 24, 2008 I hope you get this resolved. My guess is that since you were in an adversarial position against this guy that he isn't lifting a finger to make things right. File that affidavit asap. Rates have come down considerably so now it the time to refi. Good luck. Link to comment Share on other sites More sharing options...
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