Magdalen77 Posted January 23, 2008 Report Share Posted January 23, 2008 I had an issue with TC on Sunday night and yesterday when I got the whole thing unlocked EX and EQ updated but TU didn't. When I tried to update it I got the 24 hour message, even though TU hadn't updated. I was pretty grumpy, but didn't feel like fighting. So, I got up early this morning and tried to pull again and everything updated. The good news:1. 7 of my 12 inquiries bumped2. TU finally updated accounts for January, my one card that was at over 50% is down to a $20 balance.3. Palisades removed their collection.4. Wal-Mart started reporting (it's been on EX and EQ for a month)4. My Fako score went up 25 points!!I'm really tempted to pull FICOs, but I'm going to have self restraint and wait until my one other collection clears off TU (and EX). It's the only one on EX. But EX being itself, my score will probably only go up 1 point. Link to comment Share on other sites More sharing options...
Krash Posted January 23, 2008 Report Share Posted January 23, 2008 WOW mags that is great news, well i got good news too today in the mail, I wasn't expecting a updated transunion report, i thought o great there we go a reinsert, well it wasn't it was deletions of the last disputes but it was a updated report, CAVARLY GONE! NORTH GA COLLECTION GONE, i looked at my last tu report and it said they were both due to come off in 1 08, although the cavarly wasn't even on there 4 years, also cavarly gone on my eq and ex, so as of right now, I don't have any collections, and I only have a bk7, how sweet is that? Now if the cavarly will stay off lol........ Link to comment Share on other sites More sharing options...
Magdalen77 Posted January 23, 2008 Author Report Share Posted January 23, 2008 WOW mags that is great news, well i got good news too today in the mail, I wasn't expecting a updated transunion report, i thought o great there we go a reinsert, well it wasn't it was deletions of the last disputes but it was a updated report, CAVARLY GONE! NORTH GA COLLECTION GONE, i looked at my last tu report and it said they were both due to come off in 1 08, although the cavarly wasn't even on there 4 years, also cavarly gone on my eq and ex, so as of right now, I don't have any collections, and I only have a bk7, how sweet is that? Now if the cavarly will stay off lol........No more collections??? I just dream of that day. Especially with how recalcitrant both TU and EX have been and EX's weird scoring ways that cause one collection on EX to do more damage than 4 collections on TU.Congratulations, Krash!! Link to comment Share on other sites More sharing options...
Krash Posted January 23, 2008 Report Share Posted January 23, 2008 thanks, Here is my fako's for eq and ex, 692 and 734, I can't believe they shot up that far in less than 10 days! Also that one cavarly probably will come back but that is the only collection, who knows it may NOT come back for a while lol, If they update it will be back, also the funny thing is that there was 0 collections on eq and ex so maybe the new accounts are aging a slight bit, who knows! maybe the wind blew to the left causing a fako shift. Link to comment Share on other sites More sharing options...
Magdalen77 Posted January 24, 2008 Author Report Share Posted January 24, 2008 thanks, Here is my fako's for eq and ex, 692 and 734, I can't believe they shot up that far in less than 10 days! Also that one cavarly probably will come back but that is the only collection, who knows it may NOT come back for a while lol, If they update it will be back, also the funny thing is that there was 0 collections on eq and ex so maybe the new accounts are aging a slight bit, who knows! maybe the wind blew to the left causing a fako shift.I'm so tempted because my TU FAKO went up to 648 and EX went up to 582. When the TU FAKO was like 603 the actual FICO was 620 and when the EX FAKO was 550 the actual FICO was 603. So now that both have gone up 30-40 points I really want to pull. I have Scorewatch so I know what EQ is and it hasn't moved much, except a few points for removing inquiries. EQ doesn't and didn't have the crap that TU and EX had, so there's not much chance for movement. Link to comment Share on other sites More sharing options...
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