JSnow Posted January 23, 2008 Report Share Posted January 23, 2008 Hey! My mom called me this morning and said a CA (allied is the name) called her house looking for my DH. I thought that was odd since i've been married 5 years and have never used her phone number for anything. And, we have different last names. Allied has been sending us mail demanding money that bank of america hold sold them. I just got the first letter last week, and now they are calling. I won't call them back, but what should I do?It seems from reading the stickies that I need to send them a letter asking for verification and tell them to stop all communication not done through regular mail...is that correct?It sucks cause the OC just sold the debt about 3 weeks ago...and I was just getting ready to pay them off!Thanks!Jessica Link to comment Share on other sites More sharing options...
rmuse00 Posted January 23, 2008 Report Share Posted January 23, 2008 Welcome Jessica!Ok, definitely do not talk to these idiots! They obviously have used the ol' skip trace to try and find your DH. If he ever listed your mom's address for anything chances are that address is somehow listed on his CR.Do you know if they are reporting on your DH's or your credit reports?You definitely do want to have them validate. You can use this link to read up more on that. Debt ValidationGood luck. Link to comment Share on other sites More sharing options...
aunieandreg Posted January 23, 2008 Report Share Posted January 23, 2008 try to contact the OC see if you can work with them since theyjust sold it. sometimes they will buy it back and work with you. also geteverything in writing. Link to comment Share on other sites More sharing options...
JSnow Posted January 23, 2008 Author Report Share Posted January 23, 2008 what do I tell the OC? Also, should I offer to PFD? Link to comment Share on other sites More sharing options...
ShortBus Posted January 23, 2008 Report Share Posted January 23, 2008 When they called your mother did they inform her that they were trying to collect a debt from your husband? Link to comment Share on other sites More sharing options...
JSnow Posted January 23, 2008 Author Report Share Posted January 23, 2008 No, they wouldn't tell my mother anything. Only her name and her extension number. I know who it was cause I called back from a payphone to see who called. Link to comment Share on other sites More sharing options...
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