Help Being Sued by Wolpoff

[nervousinohio]

1. Who is suing you? Attorney for Wolpoff Gregory Kostelac

2. For how much? 3376.39

3. Who is the original creditor? Discover

4. How do you know you are being sued? Saw on Website

5. How were you served? Were you served? Havent been yet. Says certified mail returned due to insufficient address. (they were missing apt #)

6. What was your correspondence (if any) with the people suing you before you think you were being sued? Request for Validation

7. Where do you live? Ohio

8. When is the last time you paid on this account? 2005

9. What is the status of your case (if anything has been opened)? You can find this by a) calling the court or looking it up online (many states have this information posted daily). Filed and certified summons sent but returned due to poor address.

10. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?)no

11. Did you request debt validation before the suit was filed? If not, don't bother doing this now.yes

12. Does your summons require a response? (Look hard!) If you don't get a questionnaire with your summons, you are still probably required to answer it in writing. If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit? Unknown

13. What evidence did they send with the summons? An affadavit? A statement from the OC? Anything else they attached as exhibits? Unknown

14. What is the SOL on the debt? 15 years ohio?

Please help...what should I do next. I havent received the summons only see case on website. I emailed Wolpoff to an email address directed in their letter stating intent to sue. They never responded. I sent them about 25 emails.

What will happen next? Their summons was returned due to lack of complete address.

thank you for any help.....i just found out im pregnant and im getting myself very upset over this which is not good for my baby.