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hey! Welcome!:)++

I see you're from WA too - wonderful! Check the links in my signature - make sure all your CAs are licensed in this state as a collection agency.

The first thing to do is to dispute with the credit bureaus - that's ALWAYS the first step. So go ahead and do that, and keep reading! Stickies are at the top of each forum (Credit repair, collections, etc)...full of helpful info.

Once again - Welcome!

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