isthatguy Posted January 24, 2008 Report Share Posted January 24, 2008 I started my disputes, but didnt realize a few things, are these affecting my current score? I looked on myfico and they have started the investigation! WOO! here is Date opened [?] Feb, 2004 Date of last activity [?] Nov, 2004 Account number [?] XXX4864 Largest past balance [?] $9,803 Credit Type [?] Installment Account holder [?] Individual Scheduled payment amount [?] $333 Descriptions [?]Autothis was iikb, but not showing that....here are the other things that shoulda been iikb but dont show how they shouldBalance: $0 $0 Past due: $0 Not on Record Status: Bad Debt; Placed for collection; Bad Debt; Placed for collection; Last activity: 6/1/2004 6/1/2004 Description: Account transferred or soldCharge Consumer disputes - reinvestigation in process next Previously reported Newly reported Balance: $637 Not on Record (Possibly because this account is in dispute) Past due: $637 Not on Record Status: Included in bankruptcy Included in bankruptcy Last activity: 7/1/2004 7/1/2004 High credit: $542 Not Reported Description: Bankruptcy Chapter 7Account closed by credit grantor Consumer disputes - reinvestigation in process Link to comment Share on other sites More sharing options...
kb9tbq Posted January 24, 2008 Report Share Posted January 24, 2008 Balance: $0 $0Past due: $0 Not on RecordStatus: Bad Debt; Placed for collection; Bad Debt; Placed for collection;Last activity: 6/1/2004 6/1/2004Description: Account transferred or soldChargeConsumer disputes - reinvestigation in processLooks like this one sold and closed off before bankruptcy, it may come back verified, unchanged. If they sold it there may be another company out there that you missed updating in the bankruptcy.Previously reported Newly reportedBalance: $637 Not on Record(Possibly because this account is in dispute)Past due: $637 Not on RecordStatus: Included in bankruptcy Included in bankruptcyLast activity: 7/1/2004 7/1/2004High credit: $542 Not ReportedDescription: Bankruptcy Chapter 7Account closed by credit grantorConsumer disputes - reinvestigation in processTechnically they should update the balance to zero the rest of the account listing is correct. Let us know if you succeed in deletion. Link to comment Share on other sites More sharing options...
Boscoe Posted January 26, 2008 Report Share Posted January 26, 2008 It CAN'T be IIB with a balance, assuming you got discharged from your bk. Dispute that and say exactly what I say above.. Link to comment Share on other sites More sharing options...
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