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CRAs Record Keeping Habits


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This is a follow-up to my "IDs and CRAs- What's the Point" thread. I'm reading the threads on debt verification and several people have stated that OCs keep terrible records and that most OCs only keep records for 12 to 18 months. Is this also true for CRAs? How long do CRAs hold on to our letters and our ID? Do they keep copies of our telephone conversations with their reps?

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