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Debt Validation Settlement to much info


jesuscowboy
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I am new to forum this is my first post I have spent two solid days searching and reading. I am confused about a couple of things. I know I have the debt that shows with one of my listed negatives been trying to deal with LVNV. They will not work with me. I am up to refi-mortage in July. I need to get this settled ASAP to jump up FICO. I have tried DV and gotten result but I can' get them to settle for deletion of TL.

From my reading it will not do me any good to settle with the deletion of the TL. Or will settling for about 20% getting paid in full letter help.

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