Alaska Posted January 25, 2008 Report Share Posted January 25, 2008 I have done a PFD with OC on an old account except it wasn't deleted, the account was marked paid in good standing. Which was good since it was an old account reporting positive. 7mo later it was changed to paid collection/chargeoff. It only reports to EQ. Is this considered reinsertation of negative information?Thanks,A Link to comment Share on other sites More sharing options...
Big Time Posted January 26, 2008 Report Share Posted January 26, 2008 "Reinsertion" is the proper term here.Did you get the PFD in writing? Link to comment Share on other sites More sharing options...
Alaska Posted January 26, 2008 Author Report Share Posted January 26, 2008 Yes i do. And they did what they said they would do at the time. The person I was dealing with was very nice about the whole thing. I was considering calling him back to see if he can fix it Link to comment Share on other sites More sharing options...
Big Time Posted January 26, 2008 Report Share Posted January 26, 2008 In this case, I would politley call, with the agreement in hand, and ask if it really was them.EQ is known to verify and reinsert old negative info because that is actually what they have for sale, negative info to increase a lenders profit. 1 Link to comment Share on other sites More sharing options...
Alaska Posted January 28, 2008 Author Report Share Posted January 28, 2008 Didn't go as well as planned...I called my contact and he is on "special assignment" for 2 wks... The person I spoke said he will update my account today and he also said that they do not send updates after the account is paid. So i don't know who or how the account got updated in december in the first place. I think I will leave it alone for couple of weeks and see if he does fix it...if not I will try to reach out to my contact again and work OC route. Link to comment Share on other sites More sharing options...
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