ritag Posted January 28, 2008 Report Share Posted January 28, 2008 i have a commercial loan thats paid off and no lates,i was wondering if theire is a way to make them report. Link to comment Share on other sites More sharing options...
Hellard Posted January 28, 2008 Report Share Posted January 28, 2008 this is what i posted to a same question on another thread:I just signed up on myfico.com last night and paid for my scores/reports. on the reports there are pre-made dispute letters you fill in your answers/print and mail...well i noticed there was a place to add accounts not showing. I wont know for about a month if it works. Just a thought. Link to comment Share on other sites More sharing options...
willingtocope Posted January 28, 2008 Report Share Posted January 28, 2008 I think the key phrase there is "commercial loan". In general, business related stuff doesn't belong on your personal CRs...unless you personally guranteed the loan...and defaulted.And, technically, there is no way for a debtor to "force" anyone to report. If you use the "accounts not reporting" dispute, what will happen is the CRA might contact the creditor and ask if they want to pay money to post accounts on their system. Link to comment Share on other sites More sharing options...
kb9tbq Posted January 28, 2008 Report Share Posted January 28, 2008 Commercial loan would likely show up on a buisiness credit report. Link to comment Share on other sites More sharing options...
Boscoe Posted January 28, 2008 Report Share Posted January 28, 2008 Is this "acct not reporting" notation for an online dispute form or is it from some other portal that allows disputes? Link to comment Share on other sites More sharing options...
ritag Posted January 29, 2008 Author Report Share Posted January 29, 2008 this is a loan that hade my personal name and social security # only,the company told me when i paid in full thats is when their are going to report and i paid off the 52k loan in full after having the loan for about 8-9months. It been 5 months now and they are saying nowthat they report only if i become delingint. Link to comment Share on other sites More sharing options...
CleverCynic Posted January 29, 2008 Report Share Posted January 29, 2008 that's rotten. Link to comment Share on other sites More sharing options...
Hellard Posted January 31, 2008 Report Share Posted January 31, 2008 Is this "acct not reporting" notation for an online dispute form or is it from some other portal that allows disputes?If this question is directed to me, its on a premade dispute letter on myfico.com (if you've paid and are looking at your reports) you check the boxes you wish to dispute then the next part is where you add why you are disputing, etc....then there is the "add account" box. It will be 30-40 days before i know if it works.. you print/mail the dispute letters. Link to comment Share on other sites More sharing options...
Lyssarene Posted February 1, 2008 Report Share Posted February 1, 2008 My 2 cents.. my mortgage company did this, for about 6 months they didn't report anything. I sent a nice short letter to them stating I had noticed they didn't and could they please update. Shortly after they reported. Link to comment Share on other sites More sharing options...
kb9tbq Posted February 1, 2008 Report Share Posted February 1, 2008 Some mortgage companies purposely wait 6 months before reporting on mortgage loans. Link to comment Share on other sites More sharing options...
Hellard Posted February 14, 2008 Report Share Posted February 14, 2008 Just got letter from TU stated they would not add an account - i must contact the OC and ask them to report. Link to comment Share on other sites More sharing options...
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