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Using Sub-Prime merchandise cards to lower your debt to credit ratio?


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I found this video and wanted to throw it on here to get your opinions. It sounds like it may work in theory. But, I have also read that these sub prime lenders are very shady and that many people have been scammed...



Caution: I have not called the number in this video. The fact that it is an '801' number leads me to believe they are deceptively making it look like a toll free number and I suspect there would be charges involved.

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