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"Newbie Needs Help"


sugar5
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I want to start out and say thanks for all of your help, well I am looking at my credit report and noticed that I have 2 collection dated last activity date July 2001 with a balance owed of $1430.00 and the other dated Nov 2001 with a balance of 1202.00 and these collection are for the same thing but has different amount is there something I can do about this? See I have already sent in my dispute and they received my disputes on Jan 25 because I sent signature confirmation. if the credit report agency send me back something saying that these 2 collection were "verified" can I send another dispute telling them about this?

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Assuming that either information is correct, the debt is past SOL. Your next action is largely dependent on how quickly you need/want to get the info off your CR. They're likely to fall off on their own within the next 12-18 months. You could try to "help it along" by disputing it every six months or so. If you want to step it up a bit and have some cash on hand, you could also try a PFD for a few hundred dollars.

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