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Do I have a right to a balance statement?


Sugar123
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Forgive me if this is posted anywhere else. I've searched around this site and also visited the recommended "LawDog" on one of the postings in addition to googling. I can't find the answer.

I'm paying a collection agency an agreed amount every month from my checking account (auto withdrawal). I don't know the amount of my tax return yet, but it's possible that I can pay them in full when I receive it. The JAG lawyer from my squadron has been doing all of the communicating with the CA for me (since the rep was a complete jerk when all of my dilemmas first started).

She has asked the CA to send me a statement (per my request). They promised to do so (promises, promises) but I've yet to receive it. I would like to know if they are saying I owe what I truly owe before I send them a few thousand dollars.

Are the collection agencies required, ever, to send a statement to the debtor? In Canada, in my research I found the debtor is entitled to two statments annually (or something like that). Is there anything similar in stated in U.S. law???

Thankyou for your assistance and I apologize again if this info was posted elsewhere. I truly tried to find it on my own.

juliejulie

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You can ask, but you ultiomately have to rely on teh good will of the CA. You know how the armed services feel about members owing debts. What you want to be sure of is that teh CA isn't adding all sorts of fees and costs to the bill when they cannot, or charging a higher interest than allowed. This the JAG shoul dhave investigated when you made the deal.

I would say, ask for an accounting. If they hedge, complain to the local BBB and/or your AG and/or the ACA ( if they are members)

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