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Collection account re-aging question?


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I have a collection account that has changed hands, originally the first collection entry shows that the neg information should be falling off in a few days in Feb.(02/08) When it changed hands the new collection account shows it falling off in sept 09!!! How should I precede with this? Should simply call the CRA's and fax them this info? SHould I contact the CA and tell them to remove or face legal action. Any advice would be appreciated as I would love to get this off my report.

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Call the CRA(s) and request THE DATE that begins Reporting Period per the FCRA 1681c, Subsection 605 and 1681s, Subsection 623 (read them first to know what you are asking/looking for).

Once you get the month/year for BOTH entries, you then have info to begin your dispute.

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